A Simple But Powerful Personal Development Habit That Can Transform Your Life

All of us face challenges in life from time to time – but, by applying a simple personal development habit, the mountains you face can quickly become molehills!

Every single one of us faces challenges from time to time in our relationships, career, business, finances, or any other area of life.

But there is a very simple but powerful personal development habit you can apply that can help you overcome any challenge, faster and easier than you ever imagined possible!

This personal development habit is to remember an important principle: That you are a spiritual being having a physical experience, and that there’s a power within you that’s far greater than any circumstance, situation or condition you’ll ever find yourself in.

RELATED: What is a paradigm shift?

When you feel stuck in a particular circumstance, for example, if you stop and take a few moments to get present to that important principle, you’ll often find that the gravity of the problem you find yourself faced with begins to lighten… and you’ll begin to see ways to move through the problem that you perhaps didn’t see before!

I recently received a letter from a client named Lisa that beautifully illustrates how she applied the personal development habit of remembering she’s far greater than any circumstance to her financial situation.

Here’s what Lisa wrote, in her own words:

Dear Mary,

I had a powerful experience that allowed me to see exactly what you were talking about in terms of shifting our thinking patterns in order to create different results in our lives.

My husband and I found ourselves in an unfortunate financial situation that I had gotten us into.

The exact details are irrelevant, except to say that we were both out of work, in debt, and increasingly unable to pay our bills.

I had always paid my bills on time. My credit rating was excellent. I called our creditors and explained our situation, and told them that I’d gone through all of our savings in order to keep the good credit rating. I also explained that even though we’d been unemployed for 2 years, I had never fallen behind on my credit card payments.

I asked if they would allow us to not pay our minimums for 3 months to give us some time to catch up, but the credit card companies refused.

I was feeling more and more desperate, so I reached out to debt consolidators to see if they could help, but they charged enormous fees to negotiate on our behalf, so that wasn’t an option either.

I felt as though I was drowning in debt without any chance of getting out of it. I also felt A LOT of shame because my mother had taught me not to take on credit card debt and to always have a great credit rating. I was failing her, I was failing my husband and I was failing myself. I was definitely operating from a place of scarcity, shame and guilt. But I decided not to give up.

I spoke to a bankruptcy expert as a desperate, last-ditch effort to stave off our creditors, but rather than suggesting I file for bankruptcy, the person advised me to negotiate with my creditors myself.

So, when the first of the month came, I did what the expert said to do in my case. I DIDN’T pay my credit cards. Then, 3 days later, the credit card companies started calling me to let me know my payments were late.

I politely said to each and every person who called, “I have spent the last 3 months trying to negotiate with you in good faith, but you refused to work with me, so now I’m unable to work with you.”

They told me I’d lose my great credit rating.

They told me that it would be a “very bad thing” for me to start being late.

They told me that I’d have trouble buying a house in the future (that’s okay, I already own one).

I politely replied, “My credit rating is important to me, but I’m willing to let that go now, because you weren’t willing to work with me. When you are, please do call me back so that we can work out how I can pay you, because I very much want to. Thank you.”

After each one of these calls, I felt like my entire world had shifted. And here’s the greatest part of all…

The CIRCUMSTANCES were exactly the same, but what had shifted was my PATTERN of thinking. I went from being scared, “broke,” and fearful, to a woman with power.

I had the power to determine my future.

I had the power to control my finances.

And, I had the power to make decisions that were in the best interests of me and my husband.

It felt great!

Just 2 days later, still without jobs, my husband and I were granted an equity loan on our house that allowed us to pay off ALL of our credit cards before we were 30 days late on any of them. Because of this, our credit rating was never affected.

Once I started vibrating on the level of abundance, the Universe stepped right in and provided everything I needed to STAY on that level.

My growth opportunity is to find happiness where I am in the moment. My stretch opportunity is to believe I’m worthy (AND CAPABLE) of better circumstances.

Mary, you have been a guiding light. Thank you so much for your inspiration and wisdom. I really did experience an actual PARADIGM SHIFT!

~Lisa V.
Boston, MA

This letter from Lisa just goes to show that, no matter what circumstance, situation or condition you may find yourself in, there’s a power within you that’s far greater than what you face.

No matter what’s going on for you personally or professionally, you always have the power to think beyond the problem… and do what you can, from where you from where you are, and with what you have to move toward the end result you would truly love.

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